Exhibit 99.2

 

Selected Financial Data (in thousands except number of employees)  12/31/2025   9/30/2025   12/31/2024 
Scheduled CD maturities for subsequent quarter  $752,656   $642,619   $509,533 
Average rate scheduled CD maturities for subsequent quarter   3.70%   4.04%   4.61%
Average loan rate - loan originations/renewals QTD (excludes fees)   6.47%   6.87%   7.10%
Cost of total deposits, Qtr-End   2.27%   2.63%   2.77%
Cost of interest-bearing deposits, Qtr-End   2.82%   3.24%   3.44%
Net interest margin, final month of Qtr   3.50%   2.97%   2.95%
Noninterest bearing DDA balances, Qtr-End  $2,684,272   $2,598,895   $2,619,687 
Reserve for unfunded commitments, Qtr-End  $572   $780   $608 
Credit card spend QTD  $277,447   $272,473   $263,629 
Credit card net income QTD  $1,835   $2,405   $1,867 
Merchant services fees QTD  $647   $580   $569 
Mortgage banking income QTD  $1,664   $1,864   $1,513 
FDIC insurance QTD  $2,371   $2,475   $2,225 
Salaries & employee benefits QTD  $23,838   $25,522   $24,062 
Other operating expense  $7,194   $6,083   $6,455 
Third party processing and other services QTD  $7,779   $8,095   $8,515 
Equipment and occupancy expense QTD  $3,737   $3,615   $3,600 
Earnings retention YTD   73%   72%   70%
QTD tax rate   19.72%   16.81%   17.89%
YTD tax rate   19.15%   18.89%   18.55%
                
Available Liquidity   12/31/2025    9/30/2025    12/31/2024 
Cash and cash equivalents  $1,626,696   $1,773,305   $2,376,634 
Investment Securities (mkt value), net of pledged  $497,946   $625,018   $352,313 
Total on balance sheet liquidity  $2,124,642   $2,398,323   $2,728,947 
                
FHLB fundings availability  $3,203,242   $3,159,368   $3,067,337 
Correspondent lines of credit availability  $120,000   $225,000   $225,000 
Brokered deposit availability (25% of assets per policy)  $4,431,798   $4,396,050   $4,337,929 
Federal Reserve Bank fundings availability  $2,298,339   $2,215,168   $2,112,813 
Total Available Liquidity  $12,178,021   $12,393,909   $12,472,026