EXHIBIT 99.2

 

Selected Financial Data (in thousands except number of employees)  3/31/2026   12/31/2025   3/31/2025 
Scheduled CD maturities for subsequent quarter  $612,450   $752,656   $697,149 
Average rate scheduled CD maturities for subsequent quarter   3.34%   3.70%   4.31%
Average loan rate - loan originations/renewals QTD (excludes fees)   6.44%   6.47%   6.84%
Cost of total deposits, Qtr-End   2.24%   2.27%   2.78%
Cost of interest-bearing deposits, Qtr-End   2.79%   2.82%   3.42%
Net interest margin, final month of Qtr   3.53%   3.50%   2.86%
Noninterest bearing DDA balances, Qtr-End  $2,836,622   $2,684,272   $2,647,577 
Reserve for unfunded commitments, Qtr-End  $647   $572   $768 
Credit card spend QTD  $270,751   $277,447   $259,777 
Credit card net income QTD  $2,202   $1,835   $1,968 
Merchant services fees QTD  $572   $647   $509 
Mortgage banking income QTD  $1,892   $1,664   $613 
FDIC insurance QTD  $2,475   $2,371   $2,587 
Salaries & employee benefits QTD  $26,853   $23,838   $22,879 
Other operating expense  $4,350   $7,194   $6,948 
Third party processing and other services QTD  $7,525   $7,779   $7,738 
Equipment and occupancy expense QTD  $3,948   $3,737   $3,722 
Earnings retention YTD   75%   73%   70%
QTD tax rate   17.82%   19.72%   20.06%
YTD tax rate   17.82%   19.15%   20.06%
 
Available Liquidity   3/31/2026    12/31/2025    3/31/2025 
Cash and cash equivalents  $1,836,622   $1,626,696   $3,349,720 
Investment Securities (mkt value), net of pledged  $479,033   $497,946   $325,403 
Total on balance sheet liquidity  $2,315,655   $2,124,642   $3,675,123 
                
FHLB fundings availability  $3,111,128   $3,203,242   $3,084,683 
Correspondent lines of credit availability  $150,000   $120,000   $225,000 
Brokered deposit availability (25% of assets per policy)  $4,542,822   $4,431,798   $4,656,692 
Federal Reserve Bank fundings availability  $2,519,218   $2,298,339   $2,196,604 
Total Available Liquidity  $12,638,823   $12,178,021   $13,838,102